January 26, 2016 9:30am-11:30am, 9:00am registration
MassHousing, 1 Beacon Street 4th Floor Conference Room Boston, MA 02108
In its annual report on mortgage lending patterns, Changing Patterns, the Massachusetts Community & Banking Council (MCBC) highlights differences among lending patterns by race, income, and community. The report shows that in 2014, blacks in Boston made up 21.0% of households, but received only 3.6% of loans, while Latinos made up 13.7% of households and received 4.0% of loans. In Greater Boston, blacks were 7.3% of households and received 2.0% of loans, while Latinos were 6.8% of households and received 3.2% of loans. Join us as Jim Campen, the report’s author, presents the data from the most recent report, Changing Patterns XXII.
This interactive session will then use the report as a tool to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them through an in-depth conversation on issues of racial and income disparities, homeownership barriers, and potential solutions to emerging patterns of concern.